FULIZA WITH MPESA – App Mpya ya Kopo la FULIZA
Fuliza is an overdraft service that allows M-Pesa customers to complete M-Pesa transaction even when they have insufficient funds in their accounts. This is not a loan facility but rather is a service that lets you send money or complete a Lipa na M-Pesa.
How Fuliza Works
How to Get Started
Fuliza is not enabled to every account by default and this is a good thing as it will prevent you from accidentally using the service if you did not intend to do so in the first place. To Opt-in, just dial *234# and choose Fuliza M-Pesa. You will be presented with Fuliza Terms and Conditions which you will have to agree to. I have experienced issues with this USSD code but I finally got it to work after a couple of tries.
To check you Fuliza limit, balance or even to opt out, you can dial *234# and follow the screen prompts.
Repaying the amount awarded to you is easy, just deposit money to your M-Pesa account and it will be deducted from that. If you have used M-Shwari, then you know this is the opposite of that. For M-Shwari, you have to choose to pay the loan unlike with Fuliza where the amount is deducted automatically just like Okoa Jahazi.
You can dowload Fuliza App here: https://play.google.com/store/apps/details?id=com.thmpesaAppfuliz.fulzawithmpesaAppMpyayaKoplaFULIZAnaSaf
- Usability and Design
One fun thing about Fuliza App is that you can navigate easily. The design of the product looks fantastic, well designed easily. Another thing about the app making it more interesting to users is that there are no advert pop ups once you have downloaded it on your smartphone. The perfect combinations Safaricom’s white and green colors makes it more attractive.
Features and Functionality
Another fantastic feature about this app is that all of the features are functional and working well. An important and useful feature about the app is that you fill out a simple form in under 30 seconds and submit for a quick review.
Monetech INC have created another app with fast responsiveness, speed, scalability, and the stability of the product while processing user requests is superb.
This app gives step by step explanation on how to use Fuliza with Mpesa anywhere Safaricom is Network is accessible. Its fast and convenient and easy to use with adequate information on how to pay your Fuliza, minimum and maximum limits among others.
Not a disadvantage, however Fuliza is only accessible to Safaricom subscribers.
Other Helpful comments
Depending on the limit, Fuliza has the lowest interest rates during payment with as low as KSh. 8. Once you Fuliza, you have enough time to pay of up to one month.
Fuliza na MPESA 1.0
- Version 1.0
- File Size 3.1 MB
- Requires Android 4.0.3+
- Package Name; Monetech INC
- Price: Free
- Rate: 4.6 stars based on 7 reviews.
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