All you need is a registered M-pesa line and an Android device.
1.Go to Google Play Store on your smartphone to download
2.Install Tala app from Google playstore.
3.Link app to your Facebook account.
4.Answer a few personal questions (loan qualification is dependent on the feedback you give on the questions).
- The Loans are processed immediately after registration, and as you build your credit history, your loan limit subsequently increases.
- On the loan application process, one can choose how you want to make your repayments, either in instalments or a one-time payment. The app has three Tala loan limits:
|Ksh 500 – Ksh 4,999|
|Ksh 5,000 – Ksh 9,999|
|Ksh 10,000 – Ksh 50,000|