How to Accept Payments via mVisa for Shop Owners
The mVisa service is provided as a payment option in Family Bank’s mobile banking platform PesaPap.
The service is available both through an application and on USSD by dialing *325#.
The merchant’s information is displayed at point of payment as a QR code. The customer logs-in to PesaPap, scans or keys in the merchant code and amount to pay. The transaction is then processed over VisaNet and a payment notification is sent to the merchant via a variety of methods (e.g. SMS, cash register, or billing server).
A QR Code is a form of barcode that has a unique seller identity embedded securely in it.
The customer will just need to scan this QR code from the mVisa option in PesaPap to start the payment process.
- Easy for merchants to adopt, onboard and use (the POS machine is being replaced by a simple QR Code)
- Gives consumers control overpayment on their favorite device (push payment i.e. the customer initiates payment).
- Transformational. No payment card or card read
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