Safaricom M-Pesa Charges 2019: M-Pesa Withdrawal Charges and Rates
Withdrawal from M-PESA Agent
Min(KSHs.)
Max(KSHs.)
M-PESA Charges
1
49
N/A
50
100
10
101
500
27
501
1,000
28
1,001
1,500
28
1,501
2,500
28
2,501
3,500
50
3,501
5,000
67
5,001
7,500
84
7,501
10,000
112
10,001
15,000
162
15,001
20,000
180
20,001
35,000
191
35,001
50,000
270
50,001
70,000
300
Transfer to Unregistered Users
Min(KSHs.)
Max(KSHs.)
M-PESA Charges
1
49
N/A
50
100
N/A
101
500
45
501
1,000
49
1,001
1,500
59
1,501
2,500
74
2,501
3,500
112
3,501
5,000
135
5,001
7,500
166
7,501
10,000
205
10,001
15,000
265
15,001
20,000
288
20,001
35,000
309
35,001
50,000
N/A
50,001
70,000
N/A
Transfer to other M-PESA Users
Min(KSHs.)
Max(KSHs.)
M-PESA Charges
1
49
FREE*
50
100
FREE*
101
500
11
501
1,000
15
1,001
1,500
26
1,501
2,500
41
2,501
3,500
56
3,501
5,000
61
5,001
7,500
77
7,501
10,000
87
10,001
15,000
97
15,001
20,000
102
20,001
35,000
105
35,001
50,000
105
50,001
70,000
105
Transfer to other Mobile Money Users
Min(KSHs.)
Max(KSHs.)
M-PESA Charges
1
49
N/A
50
100
N/A
101
500
11
501
1,000
15
1,001
1,500
26
1,501
2,500
41
2,501
3,500
56
3,501
5,000
61
5,001
7,500
77
7,501
10,000
87
10,001
15,000
97
15,001
20,000
102
20,001
35,000
105
35,001
50,000
105
50,001
70,000
105
ATM Withdrawal
Min(KSHs.)
Max(KSHs.)
M-PESA Charges
200
2,500
34
2,501
5,000
67
5,001
10,000
112
10,001
20,000
197
M-PESA charges will depend on the amount you are sending or withdrawing. You can use your M-PESA menu to buy airtime for your phone, or for someone else. This service is free and you will only pay for the airtime purchased.
NOTE:
Maximum Account Balance is KSHs.100,000
Maximum Daily Transaction Value is KSHs.140,000.Maximum per transaction is KSHs.70,000
You cannot withdraw less than KSHs.50 at an M-PESA agent outlet
To transact, your Safaricom line and M-PESA account must be active
At an agent outlet, you cannot deposit money directly into another M-PESA customer’s account
You earn Bonga points when you transact on M-PESA.
To transact at any M-PESA Agent outlet, you will be required to produce your original identification document, i.e., National ID or Kenyan Passport.
You get 3 free transactions per day for amounts Ksh.1 to Ksh.100, thereafter Kshs.1 for (1-49) and Kshs.2 (50-100) will apply.
Dial *234# to view applicable charges or use M-PESA cost calculator on mySafaricom App
