How to receive money instantly into your Co-op bank account via PesaLink.


The PesaLink service allows you to transfer money into a Co-op Bank account instantly from another bank.

You can transfer as little as Ksh 10 up to Ksh 200,000 at an extremely low cost between Ksh 0 to Ksh 152, depending on the amount you transfer.

In addition, you can make payments directly from your Co-op Bank account to any local bank account instantly from as little as Ksh 10 up to Ksh 200,000.

Simply access MCo-op Cash via *667# or open the MCo-op Cash app, select PESALINK, and link your Co-op Bank accounts to your mobile number. Linking your accounts is free of charge.

Once you link your Co-op Bank accounts to PesaLink, you will be able to access PesaLink services via:

  1. Co-op Kwa Jirani Agents
  2. Co-op Bank ATMs
  3. Co-op Bank Mobile Banking (MCo-op Cash)
  4. Our branches

PesaLink services are available to customers 24/7. You can receive money into your Co-op Bank account at any time of the day.

Linking your Co-op Bank Account to PesaLink from a Co-op Bank ATM.
  1. Insert your Co-op Bank Visa Card and input PIN.
  2. Select Other Transactions
  3. Select PESALINK
  4. Select Link Phone
  5. Input the phone number to be linked.
  6. Confirm to make the account the primary account.
  7. You will receive a confirmation message.
  8. Select the option of doing another transaction.
  9. Select Primary Account Option
  10. Input the phone number to be linked to the account.
  11. Confirm that you wish to make that account the Primary Account by clicking the Okay button.
  12. You will then get a confirmation message on the screen that the linking was successful.


PesaLink Charges

PesaLink Limits(Co-op Bank) Amount (KES)
Maximum amount you can send per transaction 70,000
Maximum amount you can send per day 200,000
Maximum amount you can receiver per transaction /per day 999,999


Amount Fees (KES)
0 – 500  0
501 – 10,000 42
10,001 – 50,000 62
50,001 – 70,000 82
70,001 – 100,000 82
100,001 – 200,000 112

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