How to Open a KCB M-BENKI

How to
How to "Boresha Biashara" with KCB bank.

How to Open a KCB M-BENKI

About KCB M-Benki

KCB M-benki is a virtual account that is opened and solely operated through the mobile phone. It targets the unbanked population and offers customers not only an account but also a means of interacting with the bank through KCB Mobile banking.

How to Open a KCB M-BENKI

Through M-PESA

  1. Go to M-PESA menu
  2. Select Lipa na M-PESA
  3. Select Paybill and enter Paybill number 522522
  4. Under account, type ID(No Space) and your National ID Number e.g ID123456789
  5. Enter amount to deposit, and your M-PESA PIN.
  6. You will receive two SMS’s, one with your KCB M-BENKI Account number and the other with your temporary PIN.

Online M-BENKI Account Opening

  1. Follow the link below, select open account and follow prompts

What are the Charges?

  1. Dialing on to KCB Mobi Bank via USSD is charged by your mobile phone subscriber. Safaricom subscribers pay Kshs. 2.
  2. Balance enquiry is charged at Kshs. 33
  3. Mini statement is charged at Kshs. 33
  4. Forex rates are free.
  5. Airtime purchase for own phone and other phone is free
  6. M-PESA transfer from KCB account to M-PESA is Kshs. 55
  7. Mobi Loan and Kopa Bill Loan are charged an interest of 6%.
  8. Salary Advance is charged an interest rate of 8% per month.