How to Apply for a Loan on Shika App

How to Apply for on Shika App
How to Apply for on Shika App

How to Apply for on Shika App

About Shika App

Shika App is a mobile money lending app that enables you to get credit whenever you need it in just less than 180 SECONDS! Once you register with us, you can request for a loan and it will be processed and sent straight to your M-PESA within a matter of seconds and can be repaid within a month.

Who is eligible to apply for a Shika loan?

Loans are available to individuals who live in Kenya and have a Kenyan Identification Card. They should also have an MPESA registered phone number.

How do I apply for my loan?

Once you are registered with us follow the steps below to request for a loan:

1. Key in your phone number that was verified by the Shika followed by your PIN.
2. Once logged in select Request Loan.
3. Key in the loan amount you want as per your limit.
4. Key in your PIN number
5. Select confirm
6. You will receive an MPESA SMS with the amount requested for in less than 30 seconds.

How do I repay my loan?

Through the app:

i) Click on the Repay Icon on your Shika App Home page
ii) Click the COPY button which will copy the Shika Paybill and the app will prompt you to another screen. Click the REPAY button and it will redirect you to your SIM toolkit

Directly on MPESA:

iii)Go to Safaricom SIM Toolkit
iv) Select Lipa na M-pesa option
v) Select the Pay bill Option
vi) Enter the following Business number: 811655 or long press to paste it
vi) Enter the phone number you registered with as your account number
vii) Enter the amount owed
viii) Enter your M-Pesa PIN
ix) Shortly after, you will receive a confirmation SMS stating that you have repaid your loan.


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